Health Insurance

As we pass through these difficult times in our economy we cannot do anything but see people face hard times. Our health care is getting harder and harder to manage and pay. Many families are finding themselves striving to make sure their kids have health insurance. Based on an article written by Amanda Gardner families are filing bankruptcy because of health care. Some families are either trying to get favorable health insurance or trying to find a way to pay the premium. Based on the article about 71 million people are having problems paying their medical bills or are in debt in their medical bills. As the article states many people find themselves doing okay with paying their bills and credit cards, until some kind of unexpected event happens, and I completely agree. It is already hard for many middle class families to pay their bills, that when an unwelcomed surprise happens it throws them off guard. My family went through this situation and it was one of the most difficult things to experience. Most of these unexpected surprises are health related and many people lose their job or have to take time off in order to get better and as a major consequence the bills are seen bigger and impossible to pay. In the article they give the readers an example from a couple Donna and Larry Smith. They both were diagnosed with a disease or medical complications and as a consequence their medical bills started to pile up. She found herself asking her family for money to pay the doctor bills, to later pay her family back. The story does not end with a happy ending the Smith’s later filed bankruptcy and are now renting. Health coverage is becoming a big issue, with people not receiving health insurance and having to pay the doctors for their services, to people’s premium and health insurance raising.
http://news.yahoo.com/s/hsn/20081028/hl_hsn/medicaldebtsendingmanyoverfinancialbrink;_ylt=Atv3vD9JwNHhqFovW2GuV5Nv24cA